Trying to increase scoreMy lender is telling me to pay the collection account and check my score in 30 days,I have asked about rapid re-score but can not get an answer. Will rapid re-score work, I have 3 accounts that I'm negotiating settlements on, I'm trying to raise my score from 627 to at least 640 or 660 at best in the next 30 to 45 days, can this be done? I was told that paying collection accounts can hurt more than help,then some say my score may increase, confused on what to do,lender is not very helpful.May 16 2012 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.