Type of mortgage for owner occupancy at later date?I'm stationed in Hawaii and want to purchase a home in Las Vegas, where I intend to live after I retire in a couple years. Given that we wouldn't be able to occupy the house for a couple years, but that it would be the only home that we own. Is it possible to get an owner-occupied loan? Or would we have to get a vacation home or investment home loan? Ideally, we would rent the property out during the first couple years, but given the low cost of the homes we're looking at, we wouldn't need to rent it out.May 26 2012 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.