USDA & VA not the only 100-Percent / No Money Down programsMany banks are "portfolio" lending since rates are so low they are not even selling the mortgages. They are offering high loan to values including 100-percent financing! And for first time homebuyers in North Carolina, there are even down payment programs which lend at ZERO PERCENT INTEREST for the down payment!!! Many clients have used this program with great success. They were even eligible for an additional Tax Credit of $2000 ANNUALLY.... ANNUALLY!!!November 16 2010 - Charlotte00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.