USDA mortgage approval one year after short saleNot as much of a question as a follow-up for people who were in our boat, and this site has been a blessing! Short sold March 22, 2013. Told by every Realtor out there that a mortgage inside of three years after a short sale (with late payments) was a pipe dream. Kept banging away at it and found a lender in Central Florida who could make it happen, and then met an awesome lender on this board, Dana Goodman, from Banc of California, who took our file and ran with it. Went USDA route, file cleared underwriting, got GUS approval yesterday and shooting for a May 3 close. It can be done, fellow short salers! Keep your heads up when you run into a brick wall and keep checking around. There are some great people on this board. April 03 - Saint Augustine0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.