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VA IRRRL Without Appraisal?

Are there any lenders that will still do VA IRRRLs without an appraisal?  A true VA streamline refinance doesn't require an appraisal, but so far, it seems like every lender wants one.   

And before you ask, no... our current VA loan is not with Wells Fargo, US Bank, or CitiMortgage.
  • July 26 2012 - US
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Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

 
 

Answers (16)

[spam deleted by Zillow moderator]
  • October 27 2013
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[self promotion deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]
  • May 26 2013
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Profile picture for PCWJTW
I assume these replies are just being posted for general knowledge and for readers who might have this same question. 
I (the original poster) no longer need an answer.  We closed on our refinance in November 2012.
  • May 02 2013
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I can offer a VA IRRRL with no appraisal [Promotion removed by Zillow moderator. Please see our Good Neighbor Policy for more information.]

Call me if you're interested.

Thanks
  • May 02 2013
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 in Washington State 
=============
What about the rest of the country?
  • April 28 2013
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Yes, we can do VA IRRRL loans without an appraisal in Washington State either owner occupied or a rental.  This program has very few requirements, and can be completed in 30 days.  Good Luck!
  • April 27 2013
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We can do Va IRRL with no appraisals...
  • September 14 2012
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Great then I can help you if you would like, who do you currently send your mortgage payments to monthly?   Click on my name above and you can find my email address if you'd like us to help you with this.
  • September 13 2012
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Nic,

I am in Colorado.
  • September 13 2012
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mjclig12-

What questions do you have on doing an IRRL without the need for an appraisal? 

Most lenders should be able to do this for you if they have a servicer to servicer program set up like we do.  What state are you in? Perhaps we can direct you to someone who can assist.
  • September 13 2012
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I am also curious about this...  This is my first loan and would love to lower my interest rate.  Have you had any luck????
  • September 13 2012
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Bank of America is still doing VA loans with no appraisal!
  • August 06 2012
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My current loan is with Wells Fargo and and I would like to do the VA IRRRL. Is an appraisal required, what is the process?
  • August 05 2012
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I can absolutely state that I know of one lender who is still approving & funding these types of loan. A VA IRRRL streamline without an appraisal. No appraisal required.

[content removed by Zillow due to spam.  Please refer to our Good Neighbor Policy for details.]

All the best,
Ros




  • July 26 2012
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Primary residence. 
  • July 26 2012
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There are a few. Is it your primary residence or investment?
  • July 26 2012
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