VA Loan After Foreclosure - Less Than 2 YearsMost lenders have a policy to wait a full 2 years after foreclosure before they will underwrite a VA Loan. According to the VA Underwriting guidelines, an applicant can be approved between 1-2 years after foreclosure if they meet two different criteria: 1) Acceptable credit history after bankruptcy/foreclosure and 2) The bankruptcy/foreclosure event was beyond the applicants control (i.e. unemployment).I meet that criteria, and have been employed now for 2 years after losing my previous job, earn $100k per year, have 20%+ down payment, have an excellent ITD, and have a good credit history since foreclosure and I now have a score of close to 700. The challenge is finding a lender willing to underwrite a loan as per the VA guidelines and that do not have more stringent policies. Can anyone recommend a lender that may work within the current VA guidelines?February 10 2014 - Coeur d'Alene11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.