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A VA loan is 100% financing. Your Realtor should ask the seller to pay your closing cost. The only thing that you should have out of pocket is the appraisal fee. Normally $350-$450, it depends on what the VA appraiser charges. Closing cost will depend on loan amount, title fees, escrow and interest days. This isn't a standard number or %. The seller can ask you for earnest money, there really isn't a standard. For your protection always get a home inspection, to make sure you are buying a home that not falling apart. I am more than happy to help. Contact me if you are ready to do an application.
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For Sale: $150,000
For Sale: $135,000
For Sale: $79,900