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VA Streamline / IRRRL loans

Profile picture for fiske76
I bought a house in WA in 2006.  I recieved orders out of there and went to Guam in 2009.  I thought I would be able to go back to WA, but now I recieved orders to go to TX.  I owe more than it's worth because the decreasing market, so I am looking for a lender that does VA Streamline / IRRRL loans without an appraisial.  I called one company and he said that I physcially need to be in the states to get this done.  Please let me know if there is anyone out there that would be able to help me out.  THANKS!!!
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January 20 - Bremerton
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Profile picture for First City Financial
Google   " IRRRL no appraisal"
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January 22
Profile picture for loanpilot
I may be able to do it for you with one of my lenders but, they require that your current loan be with either GMAC or Wells Fargo.  Is that the case with your loan by any chance?

Doug
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January 23
Profile picture for Steffnie
I do IRRL's all the time.
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January 24
Profile picture for FHA 203K Advisor
You would want to do the IRRRL version that not only has no appraisal, but no income, so that you are using your VA benefit to lower the rate.    You would still need to verify it is your primary residence and not be renting the property out.
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March 30
Profile picture for America Needs Nixon!
You would still need to verify it is your primary residence and not be renting the property out. 
======================
no,you would not. You can do an IRRRL on a rental.
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March 30
Profile picture for Georgia Loans
dittos prez
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March 30
 
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