VA/USDA with under 620 credit score.My boyfriend and I have been wanting to purchase a home, and had contacted a lender in March of this year. Our scores weren't where they needed to be so we have been working to improve them and pay off debt collections. Just looking at our scores on credit sesame and credit karma His scores are 607, and 640. Mine are 599, 615. He is eligible for va loan, and the area we are looking in is usda eligible. The lender we spoke to said our scores needed to be 620 to help us. I was wondering if there were any other lenders that could work with our current scores. The only downside is the lender was a homes for heroes lender so they did special incentives for veterans. Our situation now is that our landlord wants to sell the home we are renting and we need to move in the next 30-60 days, so we either need to be able to get a mortgage or rent something and be stuck for a year lease. I would appreciate any info, or advice.June 28 2014 - Queen Creek00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.