VA loan chancesLooking to qualify for a VA loan. My credit scores are in the 580-620 range from the credit bureaus. Had an underemployment issue in 2009 so making payments became and issue so CC defaults, student loan defaults, charge-offs etc. Now making roughly $5-6K monthly by myself. Wife nets about $2400 monthly. Have three low limit ccards I'm using to build credit again all with low or zero balances. No other loans. DTI is less than 10%. Wife has been at her current job for 15 years and I'm self employed now since 2007. Looking for a home in the 350-380 range. Would love a VA 5/1 arm. Have a home picked out so help me please. Thanks!March 01 2014 - Cary00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.