Virginia lender who can close with bad credit but low ltv high income?While going through a divorce neither wanted to pay the mortgage so it went late (not in foreclosure). She was awarded the house and now she is catching up. She needs to refi to get husband off. Would be about 50-60 LTV and sub 35 DTI. Emigrant does these but they don't cover Virginia. Any of you have a resource?October 08 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.