Waiting Period after Short SaleI think I need to ask my question a little differently. I want to get a VA or FHA loan. I have a 700 FICO, $70,000 in annual income and $125,000 in my jeans. BUT, I also had a short sale about 16 months ago...NOT 2 years, but 16 months ago. (An investment property) I have been told I can't get a new mortgage until that sale has "aged" two years. Am I screwed? If you are guessing, you are not helping me. Anyone got a definitive answer? ThanksOctober 04 2013 - US11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.