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Want an FHA Loan --- about a 676 credit score - I'm looking at close to 10% down on a 225K home

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November 09 - Longmont
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Since January 2009

Christine...the hit for a 10% down 676 FICO is the same as the up front premium for FHA and that is not able to be financed or it would have to be reflected in the rate.  Plus you would avoid any issues that a MI company would have with the score. 
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November 12
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Since September 2009

i would go conventional with that down payment better rates and less costs as no up front mortgage insurance which is very costly will save you thousands of dollars...shop around
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November 12
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Since August 2009

Yea, I would call wellsfargo also. They are the best for FHA!
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November 09
Profile picture for Gregorio Denny
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Call the top lender in Colorado listed to the right of the screen for assistance.
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November 09
 

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Question Want an FHA Loan --- about a 676 credit score - I'm looking at close to 10% down on a 225K home
  • Latest answer by Joe Cafiero
  • November 12
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