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It is best to have an agent represent you. They can walk you though the process and send you homes that best fit your needs.
Get someone who has experience so you don't get yourself in trouble. Like aREALTOR or a real estate attorney. Buyers Agents like myself don't cost you anything. I'm not $ure about attorneys.Happy Home Ownership
To find the foreclosures without a realtor would be detrimental only because there are so many things that can come up in a foreclosure that a buyer may not know about -legalities, title, inpsections and other problems. If you prefer to buy without a realtor, it may be difficult becuase usually the listings are assigned to an agent from the bank to market their property and there are certain disclosures that the bank must give to you as a buye. A HUD home must be bid on through a realtor-there is no way around it. Realtor's really are a good asset and can assist you in your purchse of a pre-foreclosed/foreclsoed home-interview a few that are experienced in pre-foreclsoure and foreclosed homes and you will be amazed at how much a realtor can really help you.
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For Sale: $599,000
For Sale: $195,000
For Sale: $175,000