We can't afford a down payment, seller is willing to work with us. what do we do?We are trying to buy a townhouse and we dont have enough for a down payment due to where we live now, our lease is up in april and we want to purchase the house from him and he is willing to work with us but is there a way for a 1st time home owners to get a loan right now to purchase a home as inexpensive as 40,000 to 49,000? Please help, need good advice.February 28 2009 - Greenville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.