We don't quite have enough cash to buy a certain house. How can we make this work?Hi! My husband and I have our eyes on a house that is listed at $169,000. It's been on the market for a very long time and has been vacant. It seems overpriced. From what I am seeing around, a listing price of about $140k would be more appropriate, selling at around $110k-$125k. It doesn't appear to me to be a foreclosure, but my realtor is looking into it. We have $85,000 cash, but I can't imagine the sellers would sell it for that little. Buying with cash should help however. My husband and I just moved to this area (Nashville outskirts) and are not working yet. He collects about $550/wk in unemployment. He is trying to get work in the same field, but may not be able to. I can get a job, but I'm not sure if it would help loan-wise. (We have 2 small children that I generally care for.) Our credit is very good and we have almost no debt. We own our vehicles and everything.The reason we want this particular house is because it has 2 kitchens. I own a food business (5 years old) that is on hiatus right now until we get into a new home. (We are renting.) If and when we get into this house, I could start my business back up almost immediately and have an income. Ultimately, my husband plans to join me in the business. Once we get going, we could probably pay off the cash loan within a year or less. So, I need some creative ideas for getting the extra $25k to $40k cash to buy this house. Is there a way to get a cash loan using a cosigner, or some other way? I'm curious if anyone has any ideas. We can certainly find employment quickly if needed, but probably not in the same field as prior. Thanks for your help!January 09 2010 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.