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Lender rating
Since April 2009
Lender rating
Since October 2009
Nice business plan Dave! Are you going to charge them for helping with a Modification? Or are you just hoping they won't get one so you can get a commission on a short sale?
[content removed by moderator for being self promotional] First, you exhaust your lender options for refi - I can refer you to brokers who may be able to get it done. Second, you negotiate with your bank for a loan modification, which is a good option for you. Third, you may have to sell your house either on the market or to an investor, [content removed by moderator for being self promotional], to make sure you do not get foreclosed on! You can control the outcome, but you have to be proactive. [content removed by moderator for being self promotional]
Lender rating
Since April 2009
You may want to look at your overall debt load. If you have any credit cards, student loans or auto loans, you can pay them down, pay them off or refinance them&may this will put you in the right debt to income range for the refinance. A good loan officer can tell you how far off per month you are. If you have no cosumer debt then, you will need to make more in 2009. Much luck with your refinance.
Featured Rates are based on state rates for 30 year fixed loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
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We have a 1st of 163k & a 2nd of 42k. Our income is not enough to qualify for a refi. What do we do?
dj012
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