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Unfortunately, if the bank won't accept your offer,the next indicated step for the agent listing the property would be to look at any back up offers that came in(that perhaps were not submitted until the bank rejected your offer),that came in. Although I don't know what your agreement said verbatim, once the bank says no, and you decide you do not want to come up to the price they are asking, the only other alternative would be to submit other offers. Hopefully the agent who submitted your offer stuck to their original agreement, and it wasn't until the bank countered that they submitted other offers. I don't know if they can legally accept that kind of agreement in the first place....a grey area perhaps....
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For Sale: $25,900
For Sale: $73,000
For Sale: $119,900