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the lenders will most likely cooperate with a short sale. otherwise they will have to foreclose and still will have to accept less that what is owed to them.it will take a while to get a short sale processed. and you dont have to be living in the property during the process.
Sorry about your plight. You may be able to do a loan modification or a foreberance if you are not in arrears on your current mortgage and just need time to relocate and not worry about paying your current mortgage. The new HAMP regulations allow mortgage holders that are not in arears to apply for forebearance or modifications and some banks and mortgage holders are implementing those new regulations right now. As another professional suggested, contact you mortgage servicer and let them know the story about moving and putting your house on the market. You may not have to do a short sale to get this behind you. Good Luck!
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