Wells Fargo ref. problemsI want to ref. my loan with Wells Fargo. They appr. the house at $195,000. and I still owe $132,000... They are giving me some problems because they need to have to appr. at $200,000 ................. Why are the giving me issues and requiring an appr. of $200,000 .... My credit is over 800. everything is looking good too. It's just their appr. that is causing some issue. the LTV ratio is still around 70......May 29 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.