Wells Fargo refi quote fair or over priced?Thought I would quickly list the fees on the "estimated cost" thing Wells Fargo sent me. The total closing cost is over $10,000. It makes me wonder if Wells Fargo is charging me much more then other lenders or if other quotes I received simply didn't include all the closing costs.To refinance my loan of $145,751 (26 years left on a 30 yr fixed FHA AND assumed value of $160,00) with current rate of 6.25% to a 30 yr fixed FHA with 5% interest rate.Origination Charge: $2,227Appraisal fee: $495credit report: $15Upfront FHA MIP: $ 2,681 (can be rolled into loan)closing/Escrow settlement: $350Courier: $50Doc prep/Attorney: $150Title Insurance-Lender coverage: $1,225Flood: $19Recording fee-Mrtg: $68Recording fee- Releases: $56Total approximate cost of closing fees: $7,336Prepaid interest and escrow reservesInterest estimated 15 days @ 21.35 a day : $320.75Real estate tax escrow: $3,177Aggregate adjustment: $665Total approximate cost of prepaid interest and escrows: $2,832Total approximate cost of SETTLEMENT CHARGES: $10,168New loan amount would be $155,881 with no out of pocketJanuary 26 2010 - Fort Worth00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.