Prefer to talk in person? Find a mortgage specialist on Zillow
Profile picture for jesxox

What's the best rate I can get today?

I am refinancing my condo in MA.
My appraisal just came back and I have 25% equity.
I also have great credit.
Current loan amount is around $260K.
What's the best rate I can get with no closing costs?

Also, do you think rates will be better or worse tomorrow after the job data comes out?
  • September 01 2011 - Boston
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (8)

jesxox, contact shapiroamg, you now know the non farm report, 0, so you just got the benefit you were looking for.
  • September 02 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for shapiroamg

I'm in MA.
First look at my early sheets: 4.125% with no points (I might have another lender at 4%). You could roll closing costs in.

4.25% would get you a no points loan with a .75% credit to closing costs. that would cover about $1950 of $2500-2600 of closing costs.

  • September 02 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Chuck ... I think you are a big brain...  this confirms.  http://www.youtube.com/wa ... e=related

You found a way etc. then Chuck


You could run a small country or two if you were not so honest with everyone.

4.5, 4 , 4.2....hike!
  • September 01 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

"4.2%"

Exactly! 

And while she was here quoting rates, look what happened!



  • September 01 2011
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

4.2%?
  • September 01 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

One other good question that Rudi didn't mention.

What type of loan do you want?
  • September 01 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Why not just check back tomorrow?

Happy funding, Rudi
  • September 01 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

I just did 2 closes both got 4.2% rates are great.  I would start the process and lock in when your lender tells you too!!
  • September 01 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.