What Can I expect my USDA home loan rate to be locked in at.I am currently in the process of having the USDA review my application. It is quoted at 4.5% which seems high to me. If I have a FICO of 650 and the loan amount is 96,000 what should my interest rate be?March 18 2014 - Tell City00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.