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What HomePath Lender gives the best rates in the state of Virginia?

Looking to use HomePath Lender to get a pre-qual letter. Don't want my credit dinged multiple times so I'd like to know people's opinions on the best rates offered by HomePath lenders in Virginia.
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September 19 2013 - Spotsylvania
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Answers (1)

Unfortunately, this is a moving target as pricing changes daily and lenders change their pricing models often.

For example, if a lender's underwriting team is backed up, they might raise their rate a bit higher than usual, to slow down the amount of applications. However, if their underwriting team has few loans, they may lower their rates to develop more business.

If you are starting out with high credit scores and shopping multiple lenders, multiple pulls should not hurt your scores very much, if at all, as long as the pulls are in the same 2-3 week period. If your scores are lower, then you are probably not going to get the best rate anyway.

Best wishes, Jim
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September 20 2013
 
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What HomePath Lender gives the best rates in the state of Virginia?
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September 20 2013 | 1 answers
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