What ReFi options are available when you're upside down on your mortgage, but you NEED to move?Current listed value of our home: 85K2007 ReFi appraisal: 138KRemaining balance on mortgage: 99KDuring a previous ReFi in 2007, our home appraised for 138K. Currently, Zillow lists the value of our home at 85K. However, Zillow nor the PVA include the fact that we have a finished basement. My wife did the ReFi in 2007 prior to us being married. I'm of the opinion that she was the victim of predatory lending because the terms are INSANE!! (High interest rate on an interest only loan). Anyway, we need to move and we'd like to ReFi to save money and invest it in fixing up the house so we can sell it. Can anyone tell me what options we have other than walking away or staying in the house?January 23 2014 - Russell00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.