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Answers (14)
- Joe White, "MoveSmarter"
- Contributions:263
Some good answers here. One of my favorite sites for understanding the process and costs is from Bank of America. Very cool and personalized.
[link removed by moderator]
Choose Option 1 for the process.
And if you think this is good advice; interview me for your Buyer agent.
Joe
[contact info removed by moderator]
[link removed by moderator]
Choose Option 1 for the process.
And if you think this is good advice; interview me for your Buyer agent.
Joe
[contact info removed by moderator]
- hannah williams, "helpfulhannah"
- Contributions:91
Find an agent you are comfortable with .A good agent will guide you through the home buying process.Take you step by step .One step at a time making it an easy transaction
- hannah williams, "helpfulhannah"
- Contributions:91
Find an agent you are comfortable with .A good agent will guide you through the home buying process.Take you step by step .. One step at a time ..making it an easy process .
Please feel free to call me
I would be happy to help
Hannah Williams
Re/Max Affiliates NE
[contact info removed by moderator]
Please feel free to call me
I would be happy to help
Hannah Williams
Re/Max Affiliates NE
[contact info removed by moderator]
- Carmel Archdekin, "The Archdekin Team"
- Contributions:62
It sounds like you are in a good position to purchase a home. If you have not already gotten pre-approved for a mortgage get that in hand. That is step number one! Then you should talk to a good buyers agent. Interview a few if you need to. The best thing to do is meet them at their office and see how they handle buyers. What their process is for getting you listings, showing you homes, communicating with you and most of all connecting with you. You should feel comfortable that this agent is going to be working for you and working with you to get you the best home for the best price.
This is how we work with buyers, if you would like to set up a buyers consulation with me please contact me anytime.
Carmel Archdekin
The Archdekin Team
Coldwell Banker Preferred
223-225 Market Street
Philadelphia PA 19106
[contact info removed by moderator]
This is how we work with buyers, if you would like to set up a buyers consulation with me please contact me anytime.
Carmel Archdekin
The Archdekin Team
Coldwell Banker Preferred
223-225 Market Street
Philadelphia PA 19106
[contact info removed by moderator]
- Dan, "the_country_hick"
- Contributions:4699
The next steps are simple.
See if it makes more economic sense to rent or to buy. The link below shows how using your own numbers.
"Does it make more sense to buy, or to rent? Here is the way to find out for sure."
Perhaps waiting to buy would be a good idea. For reasons why look below.
"10 valid reasons to wait to buy a house."
Below is a list of things you could find out to avoid buying into serious (and not so serious) problems.
"Questions I would ask when purchasing any property."
Finally, a basic overview of the house buying process. It is simple and easy to follow. If you are going to be using a realtor you might as well start checking some out and find one to work with you. AVOID using the LISTING AGENT at all times. Their highest allegiance is to the seller not you.
"Its your first home and you are looking for something but are not sure where to start to look or about loans."
See if it makes more economic sense to rent or to buy. The link below shows how using your own numbers.
"Does it make more sense to buy, or to rent? Here is the way to find out for sure."
Perhaps waiting to buy would be a good idea. For reasons why look below.
"10 valid reasons to wait to buy a house."
Below is a list of things you could find out to avoid buying into serious (and not so serious) problems.
"Questions I would ask when purchasing any property."
Finally, a basic overview of the house buying process. It is simple and easy to follow. If you are going to be using a realtor you might as well start checking some out and find one to work with you. AVOID using the LISTING AGENT at all times. Their highest allegiance is to the seller not you.
"Its your first home and you are looking for something but are not sure where to start to look or about loans."
- Sarah Bond, "Sarah Bond 1"
- Contributions:131
The next step will be to contact a lender. A pre-approval letter is almost a necessity now. You'll also want to make sure you have enough for a down payment and also have enough to pay closing costs if necessary.
Best of luck to you!
- Erick Rodriguez
- Contributions:543
Know the area, be specific with your needs and happy house hunting.
- Kevin Horan RN & Susan Horan, "KevinAndSueSellHomes"
- Contributions:262
Get with a lender (try your bank first) to see if you qualify for a loan, have the necessary down payment and closing costs, research what taxes and insurance would be and then see how much house you can afford with the monthly payment you can afford.
then GET A REALTOR to go to work for you. If your car breaks down, you think, let me get it to the mechanic. If your tooth hurts, you go to the dentist. If you are sick, you see a doctor. For some reason, people don't seem to have a connect when it comes to buying a home and Realtors.
A buyer agent does not charge you a penny, has years and sometimes decades of experience and knows what to do concerning one of your biggest IF NOT THE BIGGEST investment/purchase of your life.
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!GET A REALTOR!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Quiz question #1 - What is your next crucial step in buying a home?
Answer:________________________________
(HINT: scroll up)
then GET A REALTOR to go to work for you. If your car breaks down, you think, let me get it to the mechanic. If your tooth hurts, you go to the dentist. If you are sick, you see a doctor. For some reason, people don't seem to have a connect when it comes to buying a home and Realtors.
A buyer agent does not charge you a penny, has years and sometimes decades of experience and knows what to do concerning one of your biggest IF NOT THE BIGGEST investment/purchase of your life.
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!GET A REALTOR!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Quiz question #1 - What is your next crucial step in buying a home?
Answer:________________________________
(HINT: scroll up)
- Dunes....
- Contributions:3894
Protect Yourself and become Informed...
Check out this HUD info/9 Steps to Buying which explains your Rights, provides resources available to you and goes over each step in a simple clear manner...Link
BTW..Choosing a lender is Step 3.. An RE Agent Step 5
Both are selling Services not doing you a Favor for FREE...Choose wisely
Take a look at this Gov. Site which will allow you to view all Gov Properties for Sale..Hud/Fannie Mae/USDA/Vets ect.....Link
Take a look at this Gov. site which has all the Current Gov Loan Programs..FHA ect..You can get specific information, compare options, or take a short questionnaire to determine your eligibility for each program.Link
Use this site Link which will provide you with the links to the Bank Sites created by the Banks to allow you to view their Properties/REOs for Free and at your convenience...Sites like
Chase...Well Fargo...Bank of America
Learn as much as you can because this is a huge Financial Business arrangement, you need to make informed decisions and choosing an RE Agent/Lender are 2 of the most important Decisions..
Agents are Selling Services and are in competition with each other for your Business...Shop Wisely
Check out this HUD info/9 Steps to Buying which explains your Rights, provides resources available to you and goes over each step in a simple clear manner...Link
BTW..Choosing a lender is Step 3.. An RE Agent Step 5
Both are selling Services not doing you a Favor for FREE...Choose wisely
Take a look at this Gov. Site which will allow you to view all Gov Properties for Sale..Hud/Fannie Mae/USDA/Vets ect.....Link
Take a look at this Gov. site which has all the Current Gov Loan Programs..FHA ect..You can get specific information, compare options, or take a short questionnaire to determine your eligibility for each program.Link
Use this site Link which will provide you with the links to the Bank Sites created by the Banks to allow you to view their Properties/REOs for Free and at your convenience...Sites like
Chase...Well Fargo...Bank of America
Learn as much as you can because this is a huge Financial Business arrangement, you need to make informed decisions and choosing an RE Agent/Lender are 2 of the most important Decisions..
Agents are Selling Services and are in competition with each other for your Business...Shop Wisely
- Ezzie Anderson, Broker, "SoldItClosedIt"
- Contributions:17
Before you do anything more you must be pre-approved so seeing a lender is your next step. You also need to educate yourself on short sales and bank owned homes you will get more house for your money.
Check out my website! I can also refer you to in house lenders and lenders that are associated with the Washington finance committee, they have great programs for home buyers.
Check out my website! I can also refer you to in house lenders and lenders that are associated with the Washington finance committee, they have great programs for home buyers.
- Dunes....
- Contributions:3894
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Zillow Advice is a place for Zillow users to discuss real estate topics (such as buying, selling, renting, and remodeling homes) and Zillow-specific topics (such as questions and comments about Zillow features). It is not a place for advertising. Any self-promotional content that is posted will be considered spam and will be removed by a moderator. We'd also like to keep the discussions on topic. Off-topic posts will be reviewed and may be deleted.Zillow FAQ
Zillow Advice is a place for Zillow users to discuss real estate topics (such as buying, selling, renting, and remodeling homes) and Zillow-specific topics (such as questions and comments about Zillow features). It is not a place for advertising. Any self-promotional content that is posted will be considered spam and will be removed by a moderator. We'd also like to keep the discussions on topic. Off-topic posts will be reviewed and may be deleted.Zillow FAQ
- Alexander Shulzhenko, ePro, "ashulzhenko"
- Contributions:43
Hello Funso77
Purchasing a home can be easy with a Real Estate Professional. As a Buyer you would not pay a penny to the Real Estate agent. Why not use years worth of knowledge and expertise for free? I would say your next step is getting preapproved for a mortgage and saving up for a down payment.
I work the Frankford Section and I would be honored to represent you in a real estate transaction. There are many unforeseen circumstances that can present themselves during a purchase. Pick me and you will not be disappointed.
Alexander Shulzhenko
U.S. Army Veteran
Real Estate Professional
Advance Realty One
[contact info removed by moderator]
- Garrett McWhorter, SFR, "Garrett McWhorter"
- Contributions:110
I would recommend contacting a couple of mortgage companies and developing a plan to obtain a pre-approval letter. A mortgage broker can look at all your finances and take in other factors such as debt/income ratio, down payment, etc.. and help you decide what you can do to guarantee financing within 6 months.
Good Luck !
Good Luck !
- Michael Emery, "MikeEmery"
- Contributions:7298
One question remains to be answered.
How much of a down payment do you have?
How much of a down payment do you have?
What are my next crucial steps in purchasing a home?
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