What are the current lender overlays on FHA insured 30 year mortgages, credit score, DTI?We have just started our home search (we currently rent), but before we get too far down that road I was wondering can someone give me some details on the lender overlays on FHA backed mortgages today, minimum score, DTI, downpayment, etc. My middle score is 675 and we're looking at homes around 400k. We currently have $15k saved and expecting to save about $2,000 more in the next couple months. We could buy at any time if we found something we really like...Realizing the mortgage industry has changed alot (to put it mildly) since we last bought in 2006, just trying to get some information so are better informed buyers. Thank you mortgage gurus.January 06 2012 - Baltimore00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.