What are the factors to keep in mind when determining the monthly payment I can afford?Rule of Thumb ratios? Making sure I have enough for utilities and/or unexpected housing costs.January 03 2012 - Louisville11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.