What can I do to get more (or better) quotes for my loan request ZR-DCQLZRQI'm looking at buying a home but my credit score is 675. I don't have any bills as both cars are paid off. I opened two credit cards two years ago to try to improve my credit. What can I do to improve my score? Someone I asked said I can improve it by buying a home! What can I do. I've been paying the cards at five dollars over the payment due? Would it improve if I pay them off each month? I'm a veteran so I can get a VA loan. It will be the second time I've used it. The first home was paid off in 2010; no longer own this home. ThanksAugust 02 2012 - Central00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.