Profile picture for librasounds

What can I do to get more (or better) quotes for my loan request ZR-DTZSQXZ?

  • February 23 2014 - West Englewood
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Answers (7)

"The reality is a quote means nothing until you have a contract"

The OP doesn't need a contract, the quote request is for a refinance.
  • February 28 2014
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The reality is a quote means nothing until you have a contract.  Preapprove up front with one lender that you trust and then once you find a place and have your offer accepted ask your Realtor for 3 names of reputable lenders and have those 3, plus the one you originally worked with, give you their good faith estimate on the same day and time of day so it's an apples to apples comparison.  Let them know they all only get one chance to price your deal.

Then just work with the best one.
  • February 28 2014
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Do some research and see which lenders are recommended to speak with then reach out to a few to see who can best help you out.
  • February 25 2014
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Profile picture for librasounds
ok, Thanks
  • February 24 2014
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You should work with a good Realtor to find a handful of reputable lenders and work exclusively with them to pre approve and finalize your loan.  The quote you're after means nothing if it's not from a reputable lender.
  • February 24 2014
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Profile picture for wetdawgs
Zillow's auto quote generator does not tend to respond to quote requests for less than about $100,000.  Local credit unions and banks may be able to address your request.

Your debt to income ratio is very high.
  • February 24 2014
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Profile picture for Matt Laricy
I would call up a few different lenders. There is a lot of them that would be happy to help!
  • February 24 2014
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