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What can I do to get more (or better) quotes for my loan request ZR-FPZCCLF

i am pre approved for a va loan for $100000 at 3.375% as long as i make it my primary residence.i,m not sure i can do that.. i,m thinking of a little getaway from the florida summer and would like to see some snow in the winter.i picked the blue ridge area because it,s closer than asheville and the weather is the same.how much of a down payment do i need to qualify for a low interest conventional loan.the va will not charge for mortgage insurance and discount points but the closing costs are on the high side.if i decide to buy a manufactured home,am i allowed to borrow a down payment for the loan.also could you explain how they decide the interest rate.
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September 09 2012 - Blairsville
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could you explain how they decide the interest rate. 
====================
They don't decide the rate, you do.

When you are in a position to lock in a rate, which is when you have a property, you can pick any avaialble rate which for many lenders on a VA 30 year fixed would be anything from 3.25% on up.

The pricing for the available rates will be based on that day's trading in mortgage backed securities.
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September 09 2012
 
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What can I do to get more (or better) quotes for my loan request ZR-FPZCCLF
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Latest answer by Norm D Plume
September 09 2012 | 1 answers
  • Asked by user5223750
  • In Mortgage
  • September 09 2012
Mortgage Rates
 
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