What can I do to get more (or better) quotes for my loan request ZR-HSBVPJXI'm one of the sheep that was lead to the slaughter back in 2006 when the mortgage market was 200% better than it is today. I bought an investment property locate in Springfield, MA for $193,000 with $10K down. The loan was not backed by Freddie or Fannie and I was told by my mortgage broker than I'd be "fool not to take advantage of a 5/1 ARM" so I did. The responsibility ends with me but it makes me sick to my stomach that a guy who's made every single payment on time, has a strong FICA score 750+ cannot not refi into a fixed rate. I borrowed a $154K first mortgage and a $28K 2nd and all I want to do is refi the 1st while the whole world bends over backwards to help the stiffs who don't pay their bills and should have never borrowed in the first place. There has to be a solution or a bank that would be interested in making a loan to someone with great credit who actually pays his bills one time and in full at 3 pts over the current market rates. How could that be a bad thing for a lender?? 7% interest fixed for 30 yrs when the going rates are between 3.75% and 3.99%. Even if rates jumped 2 points in the next 3 to 5 yrs the bank is still ahead of the game.April 02 2012 - Indian Orchard00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.