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What can I do to get more (or better) quotes for my loan request ZR-HZTZVHV?

We want to purchase a house
  • October 21 2013 - Carson
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Answers (2)

If you are 'loan shopping' and your only criteria is the cost of the loan up front, you may be missing a great opportunity to get the best loan for you. Work with a direct lender who you can sit down with and get a good feel about. Does this lender give you confidence that you re his priority? Will he work with your time table? Does he offer you different programs that give you the information you need to make a wise decision? Stay away from anyone who says they are giving you a 'free loan". 

  • October 23 2013
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Go to a mortgage broker. A good mortgage broker will have hundreds of banks that they deal with. This enables them to run your credit once and then submit to several lenders for the best deal. 
If you go directly to individual  banks each one will run  your credit and this could lower your FICO score. 
  • October 22 2013
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