Profile picture for msbdjones_1981

What can I do to get more (or better) quotes for my loan request ZR-KKGGMDJ

  • November 24 2010 - North Las Vegas
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

 
 

Answers (3)

Best Answer

Your credit score is one tier too low. Raise it to the 640-660 range and you should start getting a lot of offers. If you already know your score is in that lower range you might consider taking an application with a loan officer to confirm that is where it is at, and then asking what you can do to raise it. Most loan officers should be able to give you some tips on how to get over the hump to the next level. 640 is usually the minimum needed for an FHA loan. Once you have your score that high, you will have some options. Good luck.



  • November 28 2010
  • 1Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Great advice from Chris.  Once you know your credit score, it is best to find out the total cost to the lender and that lender's interest rate.  You will have to pay tax, insurance, title, escrow and recording costs with any lender you finance with.  Make sure you also compare in the same day or at least a very close time frame.  Rates change daily so you may not be looking at "apples to apples" if you compare two lenders with pricing weeks apart.
  • December 01 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

[Deleted for self promotion]
  • November 24 2010
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.