Profile picture for dlr1660

What can I do to get more (or better) quotes for my loan request ZR-LWYRCKB

I had a short sale in July of 2009 and a bankruptcy in January of 2004.  Is there any chance of me getting a mortgage any time soon?
  • September 05 2011 - Lansing Township
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Answers (2)

Profile picture for The Tierney Team
Your bankruptcy should be discharged at this point, so that won't affect your ability to obtain a mortgage.  In regards to the short sale, it depends on if you were behind on payments prior to the sale.  If there were no late payments in the 12 months proceeding the short sale completion, you shouldn't have any waiting period.  Late payments can create a waiting period of 2 years from the date of close, so you should be okay with it being in July of 2009.  Feel free to contact The Tierney Team at Keller Williams in East Lansing - we'd be glad to help!
  • September 11 2011
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Have you taken a look at our professional tab?  You can search for a lender in your area by city, state, and zip code. 
  • September 06 2011
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