Profile picture for only1randa

What can I do to get more (or better) quotes for my loan request ZR-MCDPYSG

I am recently divorced trying to start over but having a hard time with a loan
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
July 08 2010 - La Vista
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (3)

Best Answer
Since Zillow changed their quote business model to a pay to quote system for mortgage bankers/brokers, I suspect there are fewer quotes being given. With that said, getting a quote on Zillow is about as accurate as looking at bankrate.com or reading a sign in the window of a bank. Your best bet is to work with a mortgage professional that someone you trust recommends. Your attorney may know a good person to work with.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
July 08 2010
Profile picture for poole7
Divorce can have a lot of implications for your credit history. Key questions are whether you and your ex were both listed on your various lines of credit (credit cards, car loans, mortgages, etc) and whether you and your ex had a strong credit history or not. You can find good information and advice about this if you do a Google search for "divorce credit rating".

Apart from the specific effects of divorce, the answer to your question is that it takes some work, but here are steps that usually qualify you for a better loan (in order of increasing difficulty for most people):

(1) Take steps to increase your credit rating (Google "improve FICO" ).
(2) Make a larger down payment.
(3) Raise your verifiable income, such as an additional or better paying job.

Does this info help?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
July 11 2010
Your loan amount is to small for the quoter's on Zillow.  Contact a local lender or credit union directly.  Or look up a local lender in the Zillow directory and give one a call.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
July 08 2010
 
Related Questions
What can I do to get more (or better) quotes for my loan request ZR-MCDPYSG
Profile picture for poole7
Latest answer by poole7
July 11 2010 | 3 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 7905 S 97th Cir, La Vista, NE Home For Sale
    7905 S 97th Cir, La Vista, NE 68128

     For Sale: $204,900

    • Beds: 3
    • Sqft: 2200
    • Baths: 3.0
    • Lot: 16552
  2. 810 Lexington Ln, Papillion, NE Home For Sale
    810 Lexington Ln, Papillion, NE 68046

     For Sale: $205,900

    • Beds: 4
    • Sqft: 2175
    • Baths: 2.5
    • Lot: 8640
  3. 7306 Joseph Ave, La Vista, NE Home For Sale
    7306 Joseph Ave, La Vista, NE 68128

     For Sale: $95,000

    • Beds: 3
    • Sqft: 864
    • Baths: 1.0
    • Lot: 6300