What can I do to get more (or better) quotes for my loan request ZR-MJCZVDBMy husband and I filed for bankruptcy back in April. We owe 188,000 on our home when our home is only worth 125,000. Any advice on how we can lower our payments? Thank you.September 03 2010 - Elgin0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.