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What can I do to get more (or better) quotes for my loan request ZR-NCVPZLM

credit score 500/560
  • November 26 2010 - Waynesboro
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Answers (2)

Your credit score is a little too low. Raise it above the 640 range and see what comes back. Then you will know what kind of offers you will receive once you have raised your score up. At 620 you are going to be very limited in the number of loan offers coming your way. 
  • November 28 2010
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Most mortgage brokers require a 620 but some can work with mid 500's.  To get a better rate you would need a 620 or higher.  There are programs that can help you improve your credit score, but be careful because there are some scams that say for X amount of money they will fix your credit score.  I can send you infomation on the legit programs that can assist with improving your credit score.  I can also give you contact information for lenders who can work with mid 500 credit scores.  Just email me or give me a call. [contact info removed by moderator]
  • November 27 2010
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