What can I do to get more (or better) quotes for my loan request ZR-NJNLVDDI bought a single family attached home for 469000 in 2004 and currently owe 283,000 and its Zestimate is 264,000. My FICO Score is 720, I make $60,000, and I'd like to refinance to lower my payment. Help! August 29 2011 - Otay Ranch0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.