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What can I do to get more (or better) quotes for my loan request ZR-PQDJVWN

I am looking for a 30 year fixed FHA refinance to reduce interest rates on my mortgage and home equity loan. I had a Chapter 7 bankruptcy discharged 7/2008, but have always been current on my mortgage, home equity and car loan payments.
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April 12 2011 - Marysville
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Answers (2)

I would suggest talking to a Loan Officer near by.  If your house is in Marysville you may want to discuss were you might be with value.  Unfortunetly Marysville has been hit hard with declining values. CREDIT: If you have paid your debts on time since the bankruptcy, you should be ok with your credit. (there still are minimum credit score requirements)  Underwriters are going to look at how you paid your debt after the bankruptcy to ensure the bankruptcy was your cure-all.  Medical is one
of the few exceptions.  Good luck)

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May 05 2011
I'm not sure what type of quotes you are getting - but if your credit scores are 640+ you should be seeing rates about 4.625-4.750% with no points or even a lender credit towards the other parties closing costs.  I'm not sure how to increase the amount of quotes you get, as there are tons of professionals who visit here each day, so if you haven't received many, you may want to repost on a different day of the week.
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May 05 2011
 
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What can I do to get more (or better) quotes for my loan request ZR-PQDJVWN
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Latest answer by Robin Gentry
May 05 2011 | 2 answers
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