What can I do to get more (or better) quotes for my loan request ZR-PTXKVMR?My husband & I have good incomes, steady jobs and would like to buy a home. We have been married 3 yrs and I had a BKY 8 yrs ago and he had considerable debt from his previous marriage. I have been working hard to reduce his debt as well as clean up several errors on my credit reports. So far only 1 of the 3 credit agencies has dropped anything from my reports - frustrating and time consuming. Because of that I have scores of 580, 599, & 637. My husband's score is 680. Neither of our reports takes into account combined income even though there is some shared debt on each. Right now our DTI is approx. 20%, and we are paying $975 in rent. Is there any possible way for us to get a mortgage? I'm so discouraged that the credit scores of the two agencies remain low even after hiring someone to dispute the errors, and follow legal process. They are holding us hostage from our dream. Any advice or help would be appreciated.August 05 2013 - Hermiston00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.