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What can I do to get more (or better) quotes for my loan request ZR-QCBMPRM?

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June 12 2013 - Saint Petersburg
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Your interest rate, type of loan program and overall loan terms are important, and just as important is the person you chose to help you with your financing transaction. A Mortgage Broker is your best bet. You should get quick answers and feel comfortable with that person. Someone who has your best interest in mind. I would be happy to discuss this with you and help you with your home financing, if you want to call me. Thank you!
Jeannie

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June 24 2013
 It does not hurt to have a few lenders give you quotes, and then do your research on the lender and find any reviews you can.  Some banks will charge you and then credit the fee back to you at closing, so you dont want to get caught up shelling out hundreds of $$ , many loan officers will do it for free.
 
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June 19 2013
Your best bet is to seek out a mortgage broker. They will run your credit and have the ability to search multiple lenders to get you the best rate for your specific scenario. They should also be able to advise you regarding how to increase your credit score (if there are negative factors on it). The higher the credit score combined with a higher down payment will get you the best rate. You can also look on bankrate.com to check your local rates. You can also buy down your interest rate by paying points. However, all that being said... shopping around and allowing multiple lenders to pull your credit will only hurt your score. I suggest you ask family, friends and co-workers for a good mortgage broker and stick with that one person. Best of luck!

Theresa Johnson
Charles Rutenberg Realty Inc
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June 19 2013
 
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  • Asked by mark eicholtz
  • In Mortgage
  • October 12 2013
Mortgage Rates
 
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