Profile picture for pptt

What can I do to get more (or better) quotes for my loan request ZR-QHBJMBQ

  • April 18 2010 - Raleigh
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Answers (3)

Profile picture for tonygim
You already have excellent quotes.  Pick the one you trust and close.  Rates are rising.
  • April 19 2010
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Um Sheri, this potential borrower is looking for a refinance and has 769 scores.  They aren't even looking to purchase.

pptt, you have 22 quotes.  Only thing to do to get better quotes is to hope for better rates, which you have 4.375 quotes on a 15 year mortgage and I don't think you will get any better any time soon.
  • April 18 2010
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Profile picture for SheriMoritz
Maybe there was an issue with your credit or amount of down payment.  Have you spoken with a local lender here in Raleigh?  There are a few programs like NC Down Payment Assistance that not all lenders can do and they have lower credit scores and no down payment required.  USDA is currently out of funds so it is important to speak with a lender that has a variety of loan packages available.  If you are working with a real estate agent just ask them for a referral to a lender with lots of different programs.  If you are not working with an agent feel free to contact me for recommendations.

Good luck and don't forget if you are a first time buyer the $8,000 first time buyer credit requires buyers to be under contract by April 30th 2010 and if you are a seller who has been in your home for at least 5 years the $6500 tax credit requires you to be under contract on a new home by April 30th 2010.



 
  • April 18 2010
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