What can I do to get more (or better) quotes for my loan request ZR-RCMTRHJ?Several years ago I paid off a credit card and $3.64 in interest accrued without my knowledge that it was on the account. I believed the account was paid in full. Then late charge was placed on the account and 60 days past. I called the credit card company and they refused to remove the charge. Unfortunately, this put a negative on my credit report. Is there anything I can do to get this off my report; it has been about 1 and 1/2 years?June 27 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.