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Assuming this is a refinance, on a 2 unit property, the appraisal value would decrease your loan to value so it would eliminate any additional fees. The rates are what they are and a higher appraisal won't necessarily lower the rate it will just eliminate the need for additional investor pricing adjustments. It also would depend on the loan amount you are asking for as well. Best advise is to speak with a lender / Loan officer and get the info and quotes you are looking for.Good luck!
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For Sale: $300,000
For Sale: $389,000
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