What can I do to get more (or better) quotes for my loan request ZR-WGWTSHJ?

I am a first time buyer, my boyfriend and i have 5 children between us living at home, we both work full time jobs, and are in the process of cleaning up our credit, but we really need to be in a good living situation by march of 2014,  please help?  I currently make 13.52 and hour with 40+ a week, he currently makes 10.72 a week with 40+ hours.  I have been here 2 years, he has been here 4 years.  We are very serious about buying a home...help please!
  • September 06 2013 - Winston-Salem
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Answers (2)

Ok, what can i do to get my credit score higher?
  • September 06 2013
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Profile picture for wetdawgs
The first thing to do is work to get your credit scores up, > 640 is a good starting target.

Then, try a quote request with 3.5% down payment rather than 3% so you would be eligible for an FHA loan.

Make sure you have (in addition to the down payment), closing costs and an emergency fund saved up.
  • September 06 2013
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