Profile picture for bauman18

What can I do to get more (or better) quotes for my loan request ZR-XHSTVSW

I am currently looking to purchase a home. I will be a 1st time home buyer. I have a discharged bankruptcy from 2008 and it has been discharged. I am looking for programs with little or no money down? FHA loans and any programs with assistance for closing costs and down payment as well.

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
August 27 2010 - Cleveland
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (2)

Up in your Cleveland area there a few good Mortgage institutions that are used down here in Columbus and they get a lot of things done for us and/or they can give some great advise. You should also look into some local programs for 1st time home buyers at the City level (City of CLE), neighborhood organizations (depending on where you plan to purchase?), & even federal (HUD.gov).

Just as "Shapiroamg" explained, sitting down with a Lending professional on a personal level is #1, so that you can see where you stand in case there is a scenario where you may need to adjust some things concerning your credit. Different institutions have different guidelines as to whom & how they lend? Good Luck
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
August 27 2010
Profile picture for shapiroamg

The only 100% programs allowed to be quoted on zillow (I believe) is VA.

Adjust your quote so you will have 3.5% down and you should get some quotes although you really should be sitting down with someone to make sure you will have a reasonable chance to get a mortgage.

While FHA will allow a loan two years from a BK discharge, it is not automatic. You will need to explain in a letter what happened. You will also have needed to re establish your credit.

Good Luck.

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
August 27 2010
 
Related Questions
Where is the best places to advertise a rental in the leveland area besides the Plain Dealer?
Profile picture for Debbie Deckard
Latest answer by Debbie Deckard
February 05 | 3 answers
Hi, I would like to check if non US Citizen's are eligible to procure US Mortgage financing?
Profile picture for Mack McCoy
Latest answer by Mack McCoy
March 06 2012 | 3 answers
I am a REALTOR. I had a listing at 3146 w 138 st Cleveland, ohio 44111. Is still active,
Profile picture for Ice L.
Latest answer by Ice L.
January 28 2011 | 3 answers
What can I do to get more (or better) quotes for my loan request ZR-GSZPCZG
Profile picture for paul weinzimmer
Latest answer by paul weinzimmer
January 13 2011 | 3 answers
What can I do to get more (or better) quotes for my loan request ZR-XHSTVSW
Profile picture for Vashon El Amin
Latest answer by Vashon El Amin
August 27 2010 | 2 answers
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 12511 Fairhill Rd, Cleveland, OH Home For Sale
    12511 Fairhill Rd, Cleveland, OH 44120

     For Sale: $499,000

    • Beds: 5
    • Sqft: 4036
    • Baths: 3.5
    • Lot: 2178
  2. 3400 Wooster Rd APT 511, Rocky River, OH Home For Sale
    3400 Wooster Rd APT 511, Rocky River, OH 44116

     For Sale: $77,900

    • Beds: 3
    • Sqft: 1264
    • Baths: 2.0
    • Lot: 198285
  3. 2159 Chesterland Ave, Lakewood, OH Home For Sale
    2159 Chesterland Ave, Lakewood, OH 44107

     For Sale: $134,900

    • Beds: 4
    • Sqft: 2238
    • Baths: 2.0
    • Lot: 4791