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I am currently looking to purchase a home. I will be a 1st time home buyer. I have a discharged bankruptcy from 2008 and it has been discharged. I am looking for programs with little or no money down? FHA loans and any programs with assistance for closing costs and down payment as well.
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The only 100% programs allowed to be quoted on zillow (I believe) is VA.Adjust your quote so you will have 3.5% down and you should get some quotes although you really should be sitting down with someone to make sure you will have a reasonable chance to get a mortgage.While FHA will allow a loan two years from a BK discharge, it is not automatic. You will need to explain in a letter what happened. You will also have needed to re establish your credit.Good Luck.
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