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What can I do to get more (or better) quotes for my loan request

Hi,
I'm a foreign national looking for a full doc loan to buy a single family home in Coral Springs, FL or surroundings.
Ideally I'd like to get a 80% LTV.
Could you please let me know what option you recommend?
Thank you,
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April 03 2012 - Pompano Beach
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Answers (3)

Profile picture for JAKEBAXTER
There are lenders who will offer loans to ex-patriates who are working for companies in America and filing US tax returns.  If you fall into this category and you are willing to put down 20% on the house message me on here.  I work for a portfolio lender that may be able to help you out. 

Cheers-

Jake Baxter
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April 04 2012
Profile picture for Pasadenan
Visa type and status?

You might find it best to work with a financial institution headquartered in your country of origin.  Many large institutions have branches in major cities here.

I don't see your Zillow loan request number, but from the thread title, I'm assuming you did a request on Zillow Mortgage Market Place and didn't get many quote responses.  I don't see any place on the Quote Request form to put in "foreigner" or "non-citizen", so I don't see how that would have impacted the quotes returned.  But just because it was quoted doesn't mean it can be funded.  It will depend on the details.
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April 04 2012
There are (3) very good options for you for this new home purchase.

I would recommend either a Conventional, FHA, or USDA loan for your purchase.  There are unique benefits to each type of loan product.

Your best chance for the lowest rate and or closing cost assistance will come from a small mortgae broker or small lender versus a large lender.

Feel free to give me a call [phone removed by Zillow moderator] and we can go over some scenarios.
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April 04 2012
 
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  • In Mortgage
  • April 03 2012
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