Profile picture for user6553713

What can I do to get more (or better) quotes for my loan request

Hi...I am a 41 yo veteran from Norman, Oklahoma who spent some time on active duty while completing my 8 year term(1989-1997) with the Army branch. I bought a home in 2004 with a conventional mortgage from Nation Star with a 6.875% rate so my $825/month total payment includes insurance and PMI, I have 10 months remaining on my Chapter 13 bankruptcy, and I'm seeking some help to refinance with rates being so low. My current credit score thru 2 of 3 major credit rating agencies is 660. My spouse and I live on my disability income, I receive $1155 from SSDI and $835 from the OPM FERS disability plan, so I would love to get a lower home mortgage rate/payment to make everything more within the budget. Plus, I would like to use some of the home loan to put on a new roof and buy a new a/c unit. Thoughts? Help? What organizations offer the best Refinance VA home loans?



  • October 23 2012 - Norman
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

 
 

Answers (2)

You said you have 10 months left on your BK? How long ago was your BK dismissed?
  • October 23 2012
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

How long have you been in the repayment plan with the Chapter 13?  How many months?
  • October 23 2012
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.