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What can I do to get rates for a refi?

Profile picture for carolyn jolliff
Home is worth at least $140000.  I want to refinance the balance of $67000 with no cash out.  My zip code is 33928
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January 26 - Estero
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Answers (5)

Best Answer
Profile picture for bri_gets
Here is the information that a loan officer will need to give you an accurate rate quote:
1) loan amount - $67,000
2) value - $140,000
3) county property is located in
4) owner occupied, 2nd home, or investment property?
5) credit scores?
6) type of home (SFR, condo, multi unit)
7) do you have any 2nd's on the property?
8) Do you want your taxes and insurance included in the payment?
9) what type of loan are you looking for?
10) do you want to pay points or not?

Then post it on here for lenders in your state to give you a quote, look at Bankrate.com, call your local bank or credit union, or ask for a referral from somebody you know who has refied lately.
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January 26
Profile picture for Howard Chase
Best idea is to communicate with a mortgage broker you trust.  A mortgage broker can shop your refinance to a number of different banks to find you the best rate.  Please feel free to contact me at 786-566-3505 if you need a referral for a mortgage broker.
Howard Chase
Howard Chase Real Estate
Miami and Miami Beach Real Estate Services
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February 02
Profile picture for DiamondFundingCorp
Put in a loan request here in Zillow.  You will get many lenders like responding with their best quote.
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February 02
Profile picture for Jesse McGreevy

I live and specialize in Estero....

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January 26
Profile picture for Gene Neal ATHC Corp.
There are other factors that determine your rate. Your middle credit score and your loan term are key to determining what your interest rate would be. Also do to the loan size you may receive a hit to the rate you receive as well.
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January 26
 

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